Loan amount
$75K – $5M
Leverage / LTV
Up to 80% LTV
Rates from
5.99%
Term
30-year (or 3/5/7/10-year interest-only)
Closing time
~14 days
Credit
650 FICO
Program terms
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
Eligible property types
Single-family residential (1–4 units)Multifamily (5+ units)Mixed-useRetailOfficeHospitalitySelf-storageSenior housingMarinasParkingAutomotive
Typical fees
FeeResidentialCommercial
Origination0.00%–2.75%1.75%–2.75%
Appraisal$500–$1,250Project Specific
Underwriting$495–$1,995$2,495–$4,995
Processing$495–$1,995$2,495–$4,995
Legal$1,495–$2,495$2,495–$4,995
Fees shown where stated. Rates, fees, terms, and timelines are subject to change without notice.