Loan amount
$100K – $25M
Leverage / LTV
Up to 65% LTV (sub-600 FICO) / up to 80% LTV (600+ FICO)
Rates from
11.49%
Term
6–36 months
Closing time
3–10 days
Credit
No minimum credit score
Program terms
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
Eligible property types
Single-family residential (1–4 units)Multifamily (5+ units)Mixed-useRetailOfficeHospitalitySelf-storageSenior housingMarinasParkingAutomotive
Typical fees
- Origination
- 1.00%–2.75%
- Loan package
- $750
- Appraisal
- $450–$550
- Inspection
- $300–$350
- Commercial underwriting
- $1,495–$1,995
- Legal (commercial)
- $1,495
Fees shown where stated. Rates, fees, terms, and timelines are subject to change without notice.