Direct private & hard-money lender · Since 2004
America's Fastest Hard Money Lender & Private Investment Firm for Middle Market Corporations and Real Estate Investors
When the bank lets you down, we save the day!
Generally, we respond in 1–3 hours. Nationwide lending in 44 states.
Save Time
Skip the bank bureaucracy. One application, one team, one fast answer.
Earn More
Leverage that lets your capital go further on every deal.
Close Faster
Asset-based underwriting means closings in days, not months.
Friendly Support
Generally, we respond in 1–3 hours.
Our Numbers
A track record investors trust
Figures shown are pending verification against the authoritative company record.
Loan Programs
Nine ways to fund your next deal
First-lien, interest-only, asset-based financing across the U.S.
Hard Money Loans
Fast, asset-based capital when the bank says no.
- Amount
- $100K – $25M
- Rates from
- 11.49%
- Term
- 6–36 months
- Close
- 3–10 days
Fix & Flip Loans
Acquisition + rehab capital for investors who move fast.
- Amount
- $100K – $10M
- Rates from
- 9.99%
- Term
- 12–24 months
- Close
- 15–30 days
Rental / DSCR Loans
Long-term financing qualified on the property's cash flow.
- Amount
- $55K – $5M
- Rates from
- 5.99%
- Term
- 30-year (or 3/5/7/10-year interest-only)
- Close
- ~14 days
Ground-Up Construction Loans
From dirt to certificate of occupancy.
- Amount
- $500K – $250M
- Rates from
- 7.99%
- Term
- 6–36 months
- Close
- ~17 days
Commercial Bridge Loans
Short-term capital to acquire, stabilize, or reposition.
- Amount
- $1M – $100M
- Rates from
- 11.49%
- Term
- 6–36 months
- Close
- 7–14 days
Multifamily Bridge Loans
Bridge capital for 5+ unit apartment assets.
- Amount
- $250K – $10M
- Rates from
- 7.99%
- Term
- 3–24 months
- Close
- 10–14 days
Small Balance Commercial Loans
Term financing for income-producing commercial property.
- Amount
- $1M – $25M
- Rates from
- 11.49%
- Term
- 1 / 2 / 5 / 10-year
- Close
- 10–17 days
Foreign National Loans
U.S. real-estate financing for non-resident investors.
- Amount
- $75K – $10M
- Rates from
- 7.99%
- Term
- 6–36 months
- Close
- 5–7 days
FlexCap Business Bridge Loans
Refinance high-interest MCA debt into one asset-backed loan.
- Amount
- $100K – $3M
- Rates from
- 12.99%–18.99%
- Term
- 12–36 months
- Close
- ~14 days
How It Works
Four simple steps to funding
Quick App
Tell us about the deal in minutes.
Full App
Review and e-sign your LOI / term sheet.
Processing
Underwriting with status updates and a clear doc checklist.
Closing
Fund in 14 days or less, with rehab draws as needed.
Recent Fundings
Recently closed
Fix & Flip
$1.1M
Marco Island, FL
Condo Conversion
$1.8M
Somerville, MA
Commercial Bridge
[PLACEHOLDER]
[PLACEHOLDER]
Who we serve
Real-Estate Investors
Acquire, rehab, build, or hold — fast asset-based capital for your next deal.
See loan programs →Mortgage Brokers
Place your tough deals with a direct lender. Competitive comp and a dedicated portal.
Broker program →Capital Partners
Explore relationships with a direct private lender and investment firm.
Start a conversation →When the bank lets you down, we save the day.
Generally, we respond in 1–3 hours.
Or call 800-590-7911 · Mon–Fri 8:00 AM – 5:00 PM EST