Hard Money Loans
Fast, asset-based capital when the bank says no.
- Loan size
- $100K – $25M
- LTV
- 65% LTV (sub-600 FICO)
- Rate from
- 11.49%
- Speed
- 3–10 days
Fix & Flip Loans
Acquisition + rehab capital for investors who move fast.
- Loan size
- $100K – $10M
- LTV
- 85% LTC
- Rate from
- 9.99%
- Speed
- 15–30 days
Rental / DSCR Loans
Long-term financing qualified on the property's cash flow.
- Loan size
- $55K – $5M
- LTV
- 80% LTV
- Rate from
- 5.99%
- Speed
- ~14 days
Ground-Up Construction Loans
From dirt to certificate of occupancy.
- Loan size
- $500K – $250M
- LTV
- 75% LTV
- Rate from
- 7.99%
- Speed
- ~17 days
Commercial Bridge Loans
Short-term capital to acquire, stabilize, or reposition.
- Loan size
- $1M – $100M
- LTV
- 75% LTV
- Rate from
- 11.49%
- Speed
- 7–14 days
Multifamily Bridge Loans
Bridge capital for 5+ unit apartment assets.
- Loan size
- $250K – $10M
- LTV
- 90% combined leverage
- Rate from
- 7.99%
- Speed
- 10–14 days
Small Balance Commercial Loans
Term financing for income-producing commercial property.
- Loan size
- $1M – $25M
- LTV
- 70% LTV
- Rate from
- 11.49%
- Speed
- 10–17 days
Foreign National Loans
U.S. real-estate financing for non-resident investors.
- Loan size
- $75K – $10M
- LTV
- 70% LTV
- Rate from
- 7.99%
- Speed
- 5–7 days
FlexCap Business Bridge Loans
Refinance high-interest MCA debt into one asset-backed loan.
- Loan size
- $100K – $3M
- LTV
- 55% asset LTV
- Rate from
- 12.99%–18.99%
- Speed
- ~14 days
Common to every program
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
Typical fees
- Origination
- 1.00%–2.75%
- Loan package
- $750
- Appraisal
- $450–$550
- Inspection
- $300–$350
- Commercial underwriting
- $1,495–$1,995
- Legal (commercial)
- $1,495
Fees shown where stated by program. Exact fees are confirmed in your term sheet and are subject to change without notice.